PLAN DESIGN AND CREATION

• Preparation of expert Consultant assisted demonstrations and proposals for plan design based on Employer Census and retirement plan goals.
• Preparation of formal Plan and Trust documentation.
• Preparation of suggested sponsorship resolutions to adopt the plan.
• Preparation of Plan related forms including salary reduction agreements, beneficiary designations, direction of investment elections, bonding requirements, and trust instructions.
• Preparation of Forms and Notices necessary to inform participants of Plan features and benefits including Summary Plan Descriptions, Safe Harbor Election Notices, and Summaries of Material Modifications.
• Preparation of Forms and Notices necessary if plan design requires submission to the IRS for approval.
• Consulting and assistance with Employee participation and enrollment meetings.

PLAN ADMINISTRATION AND REPORTING

• Provision of expert Plan Administration and Operational Consulting.
• Preparation of employer Census and information gathering.
• Preparation of Employer Contribution calculations and non discrimination testing.
• Preparation of suggested allocation of contribution and any necessary corrections for administrative compliance.
• Trust Account(s) reconciliation and valuation.
• Preparation of Employee account summaries indicating vesting and earnings.
• Preparation of Employee Account Certificates and Summary Annual Reports which conform to regulations.
• Preparation of yearly IRS Forms and Schedules necessary to report and file Plan and Trust administration and operation.
• Preparation of termination and distribution calculations with accompanying forms and notices required by regulations.
• Annual Reporting and preparation of IRS Form 1099 and 945 for plan distributions.