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Consultants

Meet the Bidwell Consulting Services Team

With over a century of combined experience, our team provides retirement plan design and administration as well as technology support services needed to advance your retirement potential.

Creasia Gale, ERPA, APA, QPA

Creasia Gale, ERPA, APA, QPA

Partner

Creasia is a graduate of California State University, Chico with a Bachelor of Science Degree in Financial Services with minor studies in Economics. She has worked in the retirement plan industry for 20 years with valuable experience and technical expertise in plan consulting, design, implementation, and administration. Creasia is frequently invited to be a guest speaker on retirement plan issues at meetings and seminars presented to CPA’s, investment professionals, attorneys, insurance agents and professional associations. She has been a member of several NIPA National Examination Committees with responsibilities that included writing and auditing test questions. Creasia has lived in the Chico area for over 20 years and currently resides in Durham where she and her husband have a boutique winery and vineyard in Durham, CA.

Dave Banathy, ERPA, APA, QPA

Dave Banathy, ERPA, APA, QPA

Partner

Dave graduated with honors from California State University, Chico in 1991 with a Bachelor of Arts Degree in Political Science with an emphasis in Pre Law. Dave has worked in the qualified retirement plan arena for over fifteen years managing compliance and operations departments, qualified retirement plan documentation, administration and consulting.

Dave earned the privilege of practicing (i.e., representing taxpayers) before the Internal Revenue Service when he became one of the first 100 retirement plan practitioners in the Country to receive Enrolled Retirement Plan Agent (ERPA) status. Dave’s practice as an ERPA is limited to representation with respect to issues involving the following programs: Employee Plans Determination Letter program; Employee Plans Compliance Resolution System; and Employee Plans Master and Prototype and Volume Submitter program. In addition, as an ERPA, Dave is generally permitted to represent taxpayers with respect to IRS forms under the 5300 and 5500 series which are filed by retirement plans and plan sponsors, but not with respect to actuarial forms or schedules.

Dave is a founding partner of Bidwell Consulting Services, Inc. headquartered in Chico, California. Dave is also a Board Member and officer of the National Institute of Pension Administrators (NIPA) Sacramento Valley Chapter and has been active for over six years, a NIPA National Educational Examination Chair for over four years, and is currently a member of the NIPA National Educational Examination Committee over the last seven years. Dave is also an active member of the American Society of Pension Professionals and Actuaries (ASPPA). Dave has expertise with compliance reviews, multiple employer plans, prevailing wage plans, and assistance with outside pension consultants operations, mergers and acquisitions. Dave also designs small to large qualified retirement, 403(b) and 457 plans to best fit the specific needs of his for- profit and non-profit clients. He currently resides in Chico with his wife and two children and has lived in the Chico Area for over twenty years.

Dennis Cargile

Dennis Cargile

Partner

Dennis graduated from California State University, Chico in 1988 with a Bachelor of Science degree in Business Administration.  After managing Gashouse Pizza in Chico for three years he joined a regional third-party administration firm, where he worked from 1992 to 2005.  His duties started in trust fund balancing and quickly advanced to compliance work and plan consulting.  In July of 2005 he formed his own TPA firm with five of his colleagues.  Since that time, his focus has been on plan design, business development and client retention.  Dennis has 32+ years’ experience in qualified plan administration.  In his spare time, he enjoys mountain biking, running and playing pickleball. 

Dan DeWitt

Dan DeWitt

Partner

Dan served as Military Police in the United States Air Force from 1981 to 1987. He completed a Computer Science degree from the University of Maryland while on active duty. Later, Dan completed a second degree in Management Information Systems from Bellevue University, Nebraska. Dan has 35 years of valuable experience helping businesses develop solutions for their IT needs. He has worked for and consulted with companies such as The Anderson Shipping Company London, Barclay’s Bank, and several Pension Administration firms. In 2005 Dan became one of the founding members of Bidwell Consulting Services. While starting the Pension firm Dan developed a Client Management/Workflow Management software program, NexusTPA, which is being used by Bidwell Consulting and successfully marketed and sold to pension firms all across the country. The software helps companies with several of the back office and business aspects of running a successful TPA firm. NexusTPA manages workflow, handles document management, coordinates time and billing, facilitates internal knowledge management and has all of the standard client management functionality.