(530) 891-9519

Plan Design and Creation

What we Do Best

Creating a comprehensive retirement plan requires careful consideration, thoughtful design, and expert guidance. With the ever-evolving landscape of financial markets and changing regulations, it is crucial to have a well-structured retirement plan that meets the needs of both employers and employees. That’s where our professional retirement plan service providers come in.

Plan Design and Creation

We can help!

Plan design and creation form the bedrock of a successful retirement strategy. Our consultants collaborate closely to understand your unique goals, demographics, and budgetary constraints. We conduct a thorough analysis of existing retirement plans or work from scratch to develop a tailored plan that aligns with your  objectives and ensures compliance with regulatory requirements.

During the design phase, our retirement plan consultants focus on crafting a plan that maximizes benefits for employees while offering tax advantages for both the workforce and the organization. We consider various factors, such as contribution limits, vesting schedules, investment options, and eligibility criteria, to create a plan that strikes the right balance between flexibility and stability.

Whether it’s implementing automatic enrollment, introducing target-date funds, or incorporating employer matching contributions, our goal is to create a retirement plan that promotes financial security and engagement among employees.

Preparation of expert Consultant

Preparation of expert Consultant assisted demonstrations and proposals for plan design based on Employer Census and retirement plan goals.

Plan and Trust Documentation

Preparation of formal Plan and Trust documentation.

Adopt the plan

Preparation of suggested sponsorship resolutions to adopt the plan.

Preparation of Plan

Preparation of Plan related forms including salary reduction agreements, beneficiary designations, direction of investment elections, bonding requirements, and trust instructions.

Preparation of Forms and Notices

Preparation of Forms and Notices necessary to inform participants of Plan features and benefits including Summary Plan Descriptions, Safe Harbor Election Notices, and Summaries of Material Modifications.

Preparation of Forms and Notices

Preparation of Forms and Notices necessary if plan design requires submission to the IRS for approval.

Consulting and Assistance

Consulting and assistance with Employee participation and enrollment meetings.ur primary mission is to provide the industry with quality solutions for whatever we do. We have developed a unique whatever we do improvement program approach designed to improve outcomes for both clients and members. To achieve that goal, we work closely with each client to better understand the unique challenges involved for their unique project.


Try Our Process

Plan Proposal

In this process we get a clear picture of your primary goals for offering this retirement benefit. There are a variety of different types of retirement plans available, so we need to have a clear vision of why you decided to offer a retirement plan and what your business looks like in order to select the best plan to meet your needs.

Designing the Document

There is no such thing as a “one size fits all” 401k plan. Why? Employer goals for a 401(k) plan can vary greatly. Some employers want to maximize owner contributions at the lowest overall cost while others want to incentivize employees to save a portion of their paycheck for retirement. The process of matching 401(k) specifications to employer goals is called plan design.

Adopting the Plan

The finished document must be adopted and signed by the business of person sponsoring the plan. The qualified retirement plan will then be active and functioning.

Retirement Partners

Trusted by Top Companies Around the World

Get In Touch

sUITE 200
Chico, CA 95928

Phone: (530) 891-9519
Fax: (530) 891-9527